Before deciding to choose one of several car insurance products offered:
1. Determine the type of insurance coverage desired. Overall protection (All Risk) provides the best protection, but you need to take into account the economic side.
2.Don't fixated on the size of the premium to be paid. See the company's credibility, especially in terms of service, claims handling and financial capability.
3.Many insurance companies are credible and bona fide, though without the support of re-insurance company. But there's no harm in finding out the track record of re-insurance company (if any).
4.Does the company provides additional benefits?, such as 24-hour claim service, free towing, insurance claim process 24 hours, etc?
